In the phony debt collector scam, the suspect claims to be a debt collector from a payday loan company. Often they have information on the victim such as a social security number, credit card or bank information, etc.
The scam artist is abusive, threatening legal actions and wants a payment immediately. Even if you have never used the payday loan company, they still press for money now or they will have you arrested.
If contacted by one of these scams, contact the Cadiz Police Department immediately. Then call your bank and credit card companies to make them aware.